/* TheInsuranceLeads.com — v2 design system */
:root{
  --navy:#0b1730;--navy-2:#111f3f;--ink:#0f172a;--ink-2:#334155;--muted:#64748b;
  --line:#e2e8f0;--bg:#f5f7fb;--card:#ffffff;
  --blue:#2457f5;--blue-2:#1a45cf;--blue-soft:#e8eefe;
  --green:#12b76a;--green-soft:#e6f8ef;--amber:#f5a524;
  --radius:16px;--radius-sm:10px;
  --shadow:0 1px 2px rgba(15,23,42,.04),0 8px 24px -12px rgba(15,23,42,.18);
  --shadow-lg:0 24px 60px -24px rgba(11,23,48,.45);
  --font-head:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-body);color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}
img,svg{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.12;letter-spacing:-.02em;margin:0 0 .5em;font-weight:800;color:var(--ink)}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.section{padding:clamp(56px,8vw,96px) 0}
.section.tight{padding:clamp(40px,5vw,64px) 0}
.section.dark{background:var(--navy);color:#dbe4f5}
.section.dark h2,.section.dark h3{color:#fff}
.section.white{background:#fff}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:12px}
.dark .eyebrow{color:#8fb0ff}
.lede{font-size:1.15rem;color:var(--ink-2);max-width:720px}
.dark .lede{color:#b8c6e3}
.center{text-align:center}
.center .lede{margin-left:auto;margin-right:auto}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.g2,.g3,.g4{grid-template-columns:1fr}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:12px;font-weight:700;font-family:var(--font-head);font-size:1rem;border:2px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s;white-space:nowrap;text-decoration:none!important;line-height:1}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 8px 20px -8px rgba(36,87,245,.7)}
.btn-primary:hover{background:var(--blue-2);transform:translateY(-1px)}
.btn-green{background:var(--green);color:#fff;box-shadow:0 8px 20px -8px rgba(18,183,106,.7)}
.btn-green:hover{background:#0ea35d;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--ink);transform:translateY(-1px)}
.dark .btn-ghost,.hero .btn-ghost{color:#fff;border-color:rgba(255,255,255,.28)}
.dark .btn-ghost:hover,.hero .btn-ghost:hover{border-color:#fff}
.btn-lg{padding:18px 30px;font-size:1.08rem}
.btn-sm{padding:10px 16px;font-size:.9rem;border-radius:10px}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}

/* Header */
.topbar{background:var(--navy);color:#b8c6e3;font-size:.82rem;text-align:center;padding:8px 16px}
.topbar strong{color:#fff}
.topbar a{color:#8fb0ff}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.header .wrap{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:800;font-size:1.12rem;color:var(--ink);text-decoration:none!important;letter-spacing:-.01em}
.logo .mark{width:36px;height:36px;flex:none}
.logo span em{font-style:normal;color:var(--blue)}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--ink-2);font-weight:600;font-size:.94rem;padding:8px 12px;border-radius:8px;text-decoration:none!important}
.nav a:hover,.nav a.active{color:var(--ink);background:var(--bg)}
.nav .btn{margin-left:8px}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;cursor:pointer;align-items:center;justify-content:center}
.burger span{display:block;width:20px;height:2px;background:var(--ink);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink)}
.burger span::before{top:-6px}.burger span::after{top:6px}
@media(max-width:1000px){
  .nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:12px 16px 20px;box-shadow:var(--shadow-lg)}
  .nav.open{display:flex}
  .nav a{padding:12px 14px;font-size:1.02rem}
  .nav .btn{margin:8px 0 0}
  .burger{display:inline-flex}
}

/* Hero */
.hero{background:radial-gradient(1200px 600px at 80% -10%,rgba(36,87,245,.35),transparent 60%),radial-gradient(800px 500px at -10% 110%,rgba(18,183,106,.22),transparent 60%),var(--navy);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:48px 48px;pointer-events:none;mask-image:linear-gradient(to bottom,rgba(0,0,0,.7),transparent)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding-top:clamp(56px,8vw,104px);padding-bottom:clamp(56px,8vw,104px)}
@media(max-width:960px){.hero .wrap{grid-template-columns:1fr}}
.hero h1{color:#fff;margin-bottom:20px}
.hero h1 .hl{color:#6ee7a8}
.hero .lede{color:#c5d2ea;font-size:1.2rem;margin-bottom:28px}
.hero .lede strong{color:#fff}
.pill{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);color:#cfe0ff;font-size:.82rem;font-weight:600;padding:7px 14px;border-radius:999px;margin-bottom:22px}
.pill .dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(18,183,106,.25)}
.hero-proof{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:28px;color:#aebbd6;font-size:.9rem;font-weight:600}
.hero-proof span{display:inline-flex;align-items:center;gap:7px}
.hero-proof svg{width:16px;height:16px;color:#6ee7a8}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:22px;box-shadow:var(--shadow-lg)}
.hero-card .hc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:12px}
.hero-card .hc-head h3{margin:0;font-size:1.05rem}
.hero-card .hc-head small{color:var(--muted);font-size:.78rem;font-weight:600}
.hc-row{display:grid;grid-template-columns:1fr auto auto;gap:10px;align-items:center;padding:11px 0;border-top:1px solid var(--line);font-size:.95rem}
.hc-row:first-of-type{border-top:0}
.hc-row .v{font-weight:700}
.hc-row .age{color:var(--muted);font-size:.85rem}
.hc-row .price{font-family:var(--font-head);font-weight:800;color:var(--green);font-size:1.05rem}
.hc-foot{display:flex;gap:10px;align-items:center;justify-content:space-between;margin-top:14px;padding-top:14px;border-top:1px solid var(--line);font-size:.85rem;color:var(--muted)}

/* Ticker */
.ticker{background:#08122a;color:#cfe0ff;overflow:hidden;border-top:1px solid rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.06)}
.ticker-track{display:flex;gap:0;width:max-content;animation:tick 55s linear infinite}
.ticker:hover .ticker-track{animation-play-state:paused}
.ticker-item{display:inline-flex;align-items:center;gap:10px;padding:12px 26px;font-size:.88rem;font-weight:600;white-space:nowrap;border-right:1px solid rgba(255,255,255,.08)}
.ticker-item b{color:#6ee7a8;font-family:var(--font-head)}
.ticker-item small{color:#7f93b8;font-weight:500}
@keyframes tick{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
@media(max-width:960px){.stats{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.stats{grid-template-columns:repeat(2,1fr)}}
.stat{text-align:center;padding:22px 12px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.stat b{display:block;font-family:var(--font-head);font-size:2rem;font-weight:800;color:var(--ink);letter-spacing:-.03em}
.stat span{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.dark .stat{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.1)}
.dark .stat b{color:#fff}.dark .stat span{color:#9fb1d3}

/* Cards */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);position:relative}
.card h3{margin-bottom:8px}
.card p{color:var(--ink-2);margin:0}
.icon{width:48px;height:48px;border-radius:12px;background:var(--blue-soft);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.icon svg{width:24px;height:24px}
.icon.green{background:var(--green-soft);color:var(--green)}
.vcard{display:flex;flex-direction:column;gap:6px;transition:transform .15s,box-shadow .15s;text-decoration:none!important;color:var(--ink)}
.vcard:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.vcard .from{margin-top:auto;padding-top:14px;display:flex;justify-content:space-between;align-items:flex-end;border-top:1px solid var(--line);margin-top:16px}
.vcard .from small{color:var(--muted);font-size:.78rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;display:block}
.vcard .from b{font-family:var(--font-head);font-size:1.5rem;color:var(--green);letter-spacing:-.02em}
.vcard .from .arrow{color:var(--blue);font-weight:700;font-size:.92rem}

/* Pricing tables */
.ptable{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.ptable th,.ptable td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line)}
.ptable th{background:var(--navy);color:#fff;font-family:var(--font-head);font-size:.82rem;letter-spacing:.08em;text-transform:uppercase}
.ptable tr:last-child td{border-bottom:0}
.ptable td.price{font-family:var(--font-head);font-weight:800;color:var(--green);font-size:1.15rem;white-space:nowrap}
.ptable td.tier{font-weight:700}
.ptable td.note{color:var(--muted);font-size:.9rem}
.table-wrap{overflow-x:auto;border-radius:var(--radius)}
.pblock{margin-bottom:40px}
.pblock-head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;margin-bottom:14px;flex-wrap:wrap}
.pblock-head p{margin:0;color:var(--ink-2)}
.chip{display:inline-block;background:var(--blue-soft);color:var(--blue);font-weight:700;font-size:.8rem;padding:5px 11px;border-radius:999px}
.chip.green{background:var(--green-soft);color:#0a8a4e}
.chip.amber{background:#fff4dd;color:#9a5b00}
.callout{background:var(--blue-soft);border:1px solid #c7d6fb;border-radius:var(--radius);padding:18px 22px;color:var(--ink);display:flex;gap:14px;align-items:flex-start}
.callout svg{flex:none;width:22px;height:22px;color:var(--blue);margin-top:2px}
.callout p{margin:0}

/* Steps */
.steps{counter-reset:s}
.step{position:relative;padding:26px 26px 26px 26px}
.step .num{font-family:var(--font-head);font-weight:800;color:var(--blue);font-size:.85rem;letter-spacing:.14em;margin-bottom:10px}
.dark .step{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.1);box-shadow:none}
.dark .step p{color:#b8c6e3}

/* Testimonials */
.quote{display:flex;flex-direction:column;gap:14px}
.quote .stars{color:var(--amber);letter-spacing:2px;font-size:.95rem}
.quote blockquote{margin:0;font-size:1.02rem;color:var(--ink);line-height:1.6}
.quote .who{display:flex;align-items:center;gap:12px;margin-top:auto;padding-top:14px;border-top:1px solid var(--line)}
.quote .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-family:var(--font-head);font-size:.85rem}
.quote .who b{display:block;font-size:.95rem}
.quote .who small{color:var(--muted)}
.quote .result{margin-left:auto;background:var(--green-soft);color:#0a8a4e;font-weight:700;font-size:.78rem;padding:5px 10px;border-radius:999px;white-space:nowrap}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 22px;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;list-style:none;padding:18px 0;font-weight:700;font-family:var(--font-head);font-size:1.02rem;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--blue);flex:none;line-height:1;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{color:var(--ink-2);padding-bottom:18px;margin:0}

/* Forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:32px;box-shadow:var(--shadow-lg)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:640px){.form-grid{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-weight:700;font-size:.88rem;color:var(--ink)}
.field label small{font-weight:500;color:var(--muted)}
.field input,.field select,.field textarea{font:inherit;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%;transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(36,87,245,.14)}
.field textarea{min-height:110px;resize:vertical}
.checks{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
@media(max-width:640px){.checks{grid-template-columns:repeat(2,1fr)}}
.checks label{display:flex;align-items:center;gap:9px;padding:11px 12px;border:1.5px solid var(--line);border-radius:10px;font-weight:600;font-size:.92rem;cursor:pointer;background:#fff}
.checks label:has(input:checked){border-color:var(--blue);background:var(--blue-soft)}
.checks input{width:18px;height:18px;accent-color:var(--blue);margin:0}
.form-note{font-size:.85rem;color:var(--muted);margin-top:14px}
.form-msg{display:none;margin-top:14px;padding:12px 14px;border-radius:10px;font-weight:600}
.form-msg.err{display:block;background:#fff1f1;color:#b42318}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
.side-info{display:flex;flex-direction:column;gap:18px}
.side-info .card p{margin:0}
.kv{display:grid;grid-template-columns:auto 1fr;gap:6px 16px;font-size:.95rem}
.kv dt{color:var(--muted);font-weight:600}
.kv dd{margin:0;font-weight:600}
.split{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:start}
@media(max-width:960px){.split{grid-template-columns:1fr}}

/* Payment */
.pay-card{display:flex;flex-direction:column;gap:10px}
.pay-card .pay-h{display:flex;align-items:center;gap:12px}
.pay-card .pay-h h3{margin:0}
.pay-card .badge{width:40px;height:40px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-weight:800;font-family:var(--font-head);color:#fff}
.pay-card dl{margin:6px 0 0}
.pay-card dt{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:10px}
.pay-card dd{margin:2px 0 0;font-weight:700;font-size:1.02rem;word-break:break-word}

/* Prose (blog/legal) */
.prose{max-width:760px;margin:0 auto;font-size:1.06rem;color:var(--ink-2)}
.prose h1{color:var(--ink);font-size:clamp(2rem,4.2vw,2.9rem)}
.prose h2{color:var(--ink);font-size:1.6rem;margin-top:2.2em}
.prose h3{color:var(--ink);font-size:1.2rem;margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.4em}
.prose strong{color:var(--ink)}
.prose table{width:100%;border-collapse:collapse;margin:1.2em 0;font-size:.95rem}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left}
.prose th{background:var(--bg)}
.prose .meta{color:var(--muted);font-size:.9rem;margin-bottom:26px;display:flex;gap:14px;flex-wrap:wrap}
.prose .cta-box{background:var(--navy);color:#dbe4f5;border-radius:var(--radius);padding:28px;margin:2.4em 0}
.prose .cta-box h3{color:#fff;margin-top:0}
.prose .cta-box p{color:#b8c6e3}
.post-card{display:flex;flex-direction:column;gap:10px;text-decoration:none!important;color:var(--ink);transition:transform .15s,box-shadow .15s}
.post-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.post-card .tag{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue)}
.post-card h3{font-size:1.15rem;margin:0}
.post-card p{color:var(--ink-2);font-size:.95rem;margin:0}
.post-card .rt{color:var(--muted);font-size:.82rem;margin-top:auto;padding-top:10px}
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:18px}
.breadcrumb a{color:var(--muted)}

/* States strip */
.states{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
.states span{background:#fff;border:1px solid var(--line);border-radius:8px;padding:6px 10px;font-size:.82rem;font-weight:700;color:var(--ink-2)}
.dark .states span{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.12);color:#cfe0ff}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--blue),#4f46e5);color:#fff;border-radius:24px;padding:clamp(36px,5vw,56px);display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap;box-shadow:var(--shadow-lg)}
.cta-band h2{color:#fff;margin:0 0 6px}
.cta-band p{margin:0;color:#e0e7ff}
.cta-band .btn-primary{background:#fff;color:var(--blue);box-shadow:none}
.cta-band .btn-primary:hover{background:#eef2ff}

/* Footer */
.footer{background:var(--navy);color:#9fb1d3;padding:56px 0 28px;font-size:.93rem}
.footer .cols{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:32px;margin-bottom:36px}
@media(max-width:900px){.footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.footer .cols{grid-template-columns:1fr}}
.footer h4{color:#fff;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.footer a{color:#c5d2ea;display:block;margin-bottom:8px}
.footer .logo{color:#fff;margin-bottom:14px}
.footer .bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.82rem;color:#7f93b8}
.footer .bottom a{display:inline;margin:0 0 0 14px;color:#9fb1d3}
.hidden{display:none!important}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .5s ease,transform .5s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}.ticker-track{animation:none}}

/* ===== Seasonal (AEP / OEP) ===== */
:root{--season:#ff8a3d;--season-2:#ffb347;--season-soft:#fff1e6}
.season-pill{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(90deg,var(--season),var(--season-2));color:#1a0f00;font-weight:800;font-family:var(--font-head);font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;padding:8px 16px;border-radius:999px;margin-bottom:22px;box-shadow:0 8px 24px -10px rgba(255,138,61,.8)}
.topbar.season{background:linear-gradient(90deg,#b34a00,#ff8a3d);color:#fff5ea}
.topbar.season strong{color:#fff}.topbar.season a{color:#fff;text-decoration:underline}
.nav a.season-link{color:#b34a00;background:var(--season-soft)}
.countdowns{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:28px 0 8px}
@media(max-width:600px){.countdowns{grid-template-columns:1fr}}
.cd{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:16px 18px;display:flex;align-items:center;gap:16px}
.cd .n{font-family:var(--font-head);font-weight:800;font-size:2.4rem;line-height:1;color:var(--season-2);min-width:64px;letter-spacing:-.03em}
.cd .n small{display:block;font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:#aebbd6;margin-top:4px;font-weight:700}
.cd .t b{display:block;color:#fff;font-size:.98rem}
.cd .t span{color:#aebbd6;font-size:.84rem}
.hero.season{background:radial-gradient(1100px 600px at 85% -10%,rgba(255,138,61,.35),transparent 60%),radial-gradient(800px 500px at -10% 110%,rgba(36,87,245,.35),transparent 60%),var(--navy)}
.hero.season h1 .hl{color:var(--season-2)}
.dual{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:860px){.dual{grid-template-columns:1fr}}
.season-card{background:#fff;color:var(--ink);border-radius:20px;padding:24px;box-shadow:var(--shadow-lg);display:flex;flex-direction:column;gap:12px;border-top:6px solid var(--blue)}
.season-card.medicare{border-top-color:var(--season)}
.season-card .sc-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px}
.season-card h3{margin:0;font-size:1.3rem}
.season-card .dates{font-size:.8rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}
.season-card .tier{display:grid;grid-template-columns:1fr auto auto;gap:10px;padding:9px 0;border-top:1px solid var(--line);font-size:.93rem;align-items:center}
.season-card .tier b{font-family:var(--font-head);color:var(--green);font-size:1.05rem}
.season-card .tier small{color:var(--muted)}
.season-card .btn{margin-top:auto}
.timeline{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}
@media(max-width:1000px){.timeline{grid-template-columns:repeat(3,1fr)}}
@media(max-width:600px){.timeline{grid-template-columns:repeat(2,1fr)}}
.tl{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;box-shadow:var(--shadow)}
.tl .d{font-family:var(--font-head);font-weight:800;font-size:1.15rem;color:var(--ink);letter-spacing:-.02em}
.tl .l{font-size:.85rem;color:var(--ink-2);margin-top:4px}
.tl.hot{border-color:var(--season);background:var(--season-soft)}
.tl.hot .d{color:#b34a00}
.tl.blue{border-color:#c7d6fb;background:var(--blue-soft)}
.tl.blue .d{color:var(--blue)}
.urgency{display:flex;gap:12px;align-items:center;background:var(--season-soft);border:1px solid #ffd2b3;border-radius:14px;padding:14px 18px;color:#5c2a00;font-weight:600}
.urgency svg{width:22px;height:22px;flex:none;color:var(--season)}
.mini-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
@media(max-width:900px){.mini-cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.mini-cards{grid-template-columns:1fr}}
.mini{min-width:0}
.mini{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;display:flex;align-items:center;justify-content:space-between;gap:10px;text-decoration:none!important;color:var(--ink);font-weight:700}
.mini:hover{border-color:var(--blue)}
.mini small{display:block;color:var(--muted);font-weight:600;font-size:.8rem}
.mini b{color:var(--green);font-family:var(--font-head)}

/* ===== Pricing v2 ===== */
.pcard{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);overflow:hidden}
.pcard-head{display:flex;align-items:center;gap:16px;padding:22px 26px;border-bottom:1px solid var(--line);flex-wrap:wrap}
.pcard-head .icon{margin:0;flex:none}
.pcard-head>div:nth-child(2){flex:1 1 320px;min-width:0}
.pcard-head .range{flex:none}
.pcard-head h3{margin:0 0 2px;font-size:1.35rem}
.pcard-head p{margin:0;color:var(--ink-2);font-size:.95rem}
.pcard-head .range{margin-left:auto;text-align:right}
.pcard-head .range small{display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700}
.pcard-head .range b{font-family:var(--font-head);font-size:1.4rem;color:var(--ink);letter-spacing:-.02em}
.pcard-head .range b em{font-style:normal;color:var(--green)}
.pgroup{display:flex;align-items:center;gap:10px;padding:12px 26px;background:var(--bg);font-size:.74rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--line)}
.pgroup .dot{width:8px;height:8px;border-radius:50%;background:var(--green)}
.pgroup.aged .dot{background:var(--blue)}
.pgroup span.sub{margin-left:auto;font-weight:600;letter-spacing:0;text-transform:none;color:var(--muted);font-size:.8rem}
.prow{display:grid;grid-template-columns:1.4fr 1fr auto auto;gap:16px;align-items:center;padding:16px 26px;border-bottom:1px solid var(--line);transition:background .15s}
.prow:last-of-type{border-bottom:0}
.prow:hover{background:#fafbfe}
.prow.featured{background:linear-gradient(90deg,var(--green-soft),#fff 70%)}
.prow .age{font-weight:700;font-size:1.02rem;color:var(--ink);display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.prow .age .tag{font-size:.68rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:3px 8px;border-radius:999px;background:var(--blue-soft);color:var(--blue)}
.prow .age .tag.hot{background:var(--green);color:#fff}
.prow .age .tag.val{background:#fff4dd;color:#9a5b00}
.prow .min{color:var(--muted);font-size:.9rem;font-weight:600}
.prow .price{font-family:var(--font-head);font-weight:800;font-size:1.5rem;color:var(--ink);letter-spacing:-.03em;text-align:right;white-space:nowrap}
.prow .price small{font-size:.8rem;color:var(--muted);font-weight:600;letter-spacing:0;margin-left:2px}
.prow .price.quote{font-size:1rem;color:var(--blue)}
.prow .cta{justify-self:end}
.pcard-foot{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 26px;background:var(--bg);border-top:1px solid var(--line);flex-wrap:wrap}
.pcard-foot .inc{display:flex;gap:16px;flex-wrap:wrap;font-size:.86rem;font-weight:600;color:var(--ink-2)}
.pcard-foot .inc span{display:inline-flex;align-items:center;gap:6px}
.pcard-foot .inc svg{width:15px;height:15px;color:var(--green)}
@media(max-width:760px){
  .prow{grid-template-columns:1fr auto;gap:6px 12px;padding:14px 18px}
  .prow .min{grid-column:1;font-size:.82rem}
  .prow .price{grid-row:1/span 2;align-self:center}
  .prow .cta{display:none}
  .pcard-head,.pgroup,.pcard-foot{padding-left:18px;padding-right:18px}
  .pcard-head .range{margin-left:0;text-align:left;width:100%}
}
/* comparison matrix */
.pmatrix{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:var(--shadow);min-width:820px}
.pmatrix th,.pmatrix td{padding:14px 16px;text-align:center;border-bottom:1px solid var(--line);font-size:.95rem}
.pmatrix thead th{background:var(--navy);color:#fff;font-family:var(--font-head);font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;padding:16px 12px}
.pmatrix thead th:first-child,.pmatrix td:first-child{text-align:left}
.pmatrix td:first-child{font-weight:700;color:var(--ink);background:#fafbfe}
.pmatrix td:first-child small{display:block;font-weight:600;color:var(--muted);font-size:.76rem}
.pmatrix td.p{font-family:var(--font-head);font-weight:800;color:var(--green);font-size:1.05rem}
.pmatrix td.q a{font-weight:700;font-size:.85rem}
.pmatrix td.na{color:#c3cbd8}
.pmatrix tr.grp td{background:var(--bg);font-size:.72rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);text-align:left;padding:9px 16px}
.pmatrix tbody tr:last-child td{border-bottom:0}
.pmatrix thead th a{color:#fff;text-decoration:none}
.jumps{display:flex;flex-wrap:wrap;gap:8px}
.jumps a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 14px;font-weight:700;font-size:.88rem;color:var(--ink);text-decoration:none!important}
.jumps a:hover{border-color:var(--blue);color:var(--blue)}
.inc-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
@media(max-width:900px){.inc-strip{grid-template-columns:repeat(2,1fr)}}
.inc-strip .card{padding:18px 20px;display:flex;gap:12px;align-items:center}
.inc-strip .card .icon{margin:0;width:40px;height:40px;flex:none}
.inc-strip .card b{display:block;font-family:var(--font-head);font-size:1rem}
.inc-strip .card span{color:var(--muted);font-size:.85rem}

/* ===== Pricing v3: vertical tabs + uniform table ===== */
.vtabs{display:flex;flex-wrap:wrap;gap:8px;border-bottom:2px solid var(--line);padding-bottom:12px;margin-bottom:22px}
.vtabs button{font:inherit;font-weight:700;font-family:var(--font-head);font-size:.95rem;padding:11px 18px;border-radius:12px;border:1.5px solid var(--line);background:#fff;color:var(--ink-2);cursor:pointer;display:inline-flex;align-items:center;gap:8px;transition:all .15s}
.vtabs button svg{width:18px;height:18px}
.vtabs button:hover{border-color:var(--blue);color:var(--blue)}
.vtabs button.on{background:var(--navy);color:#fff;border-color:var(--navy)}
.vpanel{display:none}.vpanel.on{display:block}
.vpanel-head{display:flex;align-items:center;gap:16px;margin-bottom:16px;flex-wrap:wrap}
.vpanel-head .icon{margin:0}
.vpanel-head h2{margin:0 0 2px;font-size:1.6rem}
.vpanel-head p{margin:0;color:var(--ink-2)}
.ptable2{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.ptable2 th,.ptable2 td{padding:15px 20px;text-align:left;border-bottom:1px solid var(--line);vertical-align:middle}
.ptable2 thead th{background:var(--navy);color:#fff;font-family:var(--font-head);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;padding:14px 20px}
.ptable2 tbody tr:last-child td{border-bottom:0}
.ptable2 tbody tr:hover td{background:#fafbfe}
.ptable2 td.age{font-weight:700;color:var(--ink);white-space:nowrap}
.ptable2 td.age .tag{margin-left:8px;font-size:.66rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:3px 8px;border-radius:999px;background:var(--blue-soft);color:var(--blue);vertical-align:middle}
.ptable2 td.age .tag.hot{background:var(--green);color:#fff}
.ptable2 td.age .tag.start{background:#fff4dd;color:#9a5b00}
.ptable2 td.price{font-family:var(--font-head);font-weight:800;font-size:1.25rem;color:var(--green);white-space:nowrap;letter-spacing:-.02em}
.ptable2 td.price small{font-size:.78rem;color:var(--muted);font-weight:600;letter-spacing:0}
.ptable2 td.price.is-quote{font-size:.95rem;color:var(--blue)}
.ptable2 td.min{color:var(--ink-2);font-weight:600;white-space:nowrap}
.ptable2 td.act{text-align:right;white-space:nowrap}
.ptable2 tr.popular td{background:var(--green-soft)}
.ptable2 tr.popular:hover td{background:#dcf5e8}
.ptable2 tr.starter td{background:#fffaf0;border-top:2px dashed #ffd9a8}
.ptable2 tr.starter td.price{color:#b34a00}
.ptable2 tr.sep td{background:var(--bg);padding:8px 20px;font-size:.7rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
@media(max-width:700px){.ptable2 th:nth-child(3),.ptable2 td:nth-child(3){display:none}.ptable2 td.act .btn{padding:8px 12px;font-size:.82rem}.ptable2 th,.ptable2 td{padding:12px 14px}}
.ptable-foot{display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;margin-top:16px}
.ptable-foot .inc{display:flex;gap:16px;flex-wrap:wrap;font-size:.86rem;font-weight:600;color:var(--ink-2)}
.ptable-foot .inc span{display:inline-flex;align-items:center;gap:6px}
.ptable-foot .inc svg{width:15px;height:15px;color:var(--green)}
.starter-callout{background:linear-gradient(120deg,#fff7ea,#fff);border:1px solid #ffd9a8;border-radius:16px;padding:20px 24px;display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.starter-callout .big{font-family:var(--font-head);font-weight:800;font-size:2rem;color:#b34a00;letter-spacing:-.03em;white-space:nowrap}
.starter-callout .big small{display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:#9a5b00}
.starter-callout p{margin:0;color:var(--ink-2);flex:1;min-width:240px}
.starter-callout p b{color:var(--ink)}

/* ---- 10% off email capture ---- */
.modal{position:fixed;inset:0;z-index:200;display:none;align-items:center;justify-content:center;padding:20px;background:rgba(8,15,31,.62);backdrop-filter:blur(4px)}
.modal.open{display:flex;animation:mfade .22s ease}
@keyframes mfade{from{opacity:0}to{opacity:1}}
.modal-card{position:relative;background:#fff;border-radius:18px;max-width:470px;width:100%;padding:38px 34px 28px;box-shadow:0 24px 70px rgba(8,15,31,.34);animation:mrise .26s cubic-bezier(.2,.8,.3,1)}
@keyframes mrise{from{transform:translateY(16px);opacity:0}to{transform:translateY(0);opacity:1}}
.modal-card h3{font-size:26px;line-height:1.2;margin:10px 0 10px;letter-spacing:-.5px}
.modal-card p{color:var(--ink-2);margin:0 0 20px}
.modal-card small{display:block;margin-top:14px;color:var(--ink-3);font-size:12.5px;line-height:1.5}
.modal-row{display:flex;gap:9px}
.modal-row input{flex:1;min-width:0;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;font:inherit;font-size:15px}
.modal-row input:focus{outline:none;border-color:var(--blue)}
.modal-row .btn{white-space:nowrap;padding:13px 20px}
.modal-x{position:absolute;top:12px;right:14px;background:none;border:0;font-size:28px;line-height:1;color:var(--ink-3);cursor:pointer;padding:4px 8px;border-radius:8px}
.modal-x:hover{color:var(--ink-1);background:var(--bg-2)}
.modal-done{text-align:center}
.modal-done .btn{margin-top:6px}
@media(max-width:520px){.modal-card{padding:32px 22px 22px}.modal-card h3{font-size:22px}.modal-row{flex-direction:column}}