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Frequently asked questions

Everything a buyer needs to know before placing a first order.

How fast can I get started?

Same day in most cases. Submit your order, we confirm with you within a few hours, and once payment clears your leads are delivered within 24 hours via API or CSV.

What is the minimum order?

The Starter Pack is $99 for 500 aged leads in Health / ACA, Life, or Final Expense, the cheapest way to test us. Standard aged orders (30+ days) carry a $1,500 order minimum. Real-time and fresh tiers carry lead-count minimums in every vertical: 1,000 leads real-time, 1,500 under 24 hours, 2,000 under 7 days, 3,000 under 30 days. We do not offer free samples.

How are leads delivered and in what format?

You choose: API integration directly into your CRM, or a clean Excel/CSV file. Both options are available at no extra charge. If you need a specific CRM format, let us know and we will work with you.

How do I know these leads are truly exclusive?

We do not offer non-exclusive leads. Every lead is sold once, to one buyer. We do not resell the same contact to multiple agents. Your data is yours from the moment you pay for it.

Can I target specific states or filter by criteria?

Yes. You specify your target states on the order form. Additional filters such as age range, zip-code targeting, and income range may be available depending on the vertical. Note your needs on the form or reach out before ordering.

What payment methods do you accept?

Payment details are sent with your invoice once your order is confirmed. First-time orders are prepaid. Returning buyers who establish a track record may qualify for terms.

Are the leads TCPA compliant?

Our leads come from consumers who submitted a form requesting insurance information, and we retain the opt-in source and timestamp for each record. We provide that consent documentation on request. TCPA compliance also depends on how you dial, when you dial, and your own scrubbing and consent practices, so we do not make a blanket compliance guarantee on your behalf. Review your own obligations with counsel.

What is the difference between real-time, fresh, and aged leads?

Real-time leads are delivered as the consumer submits the form and are priced on availability; contact us for a current quote. Fresh tiers are under 24 hours ($1.50), under 7 days ($1.00), and under 30 days ($0.50). Aged leads are 30 to 180+ days old and priced from $0.03 to $0.50 depending on vertical. The same tiers apply in every vertical. All are exclusive. Real-time and fresh feed same-day appointments; aged fills a dialer at a fraction of the cost.

Can I mix multiple verticals in one order?

Yes. Select every lead type you want on the order form. The $1,500 aged minimum applies to the total order; fresh-tier lead minimums apply per tier.

Do you offer replacements for bad records?

We replace leads for documented delivery errors, such as disconnected numbers above the expected rate or records outside your selected states, when reported within 72 hours of delivery. All sales are otherwise final.

Do you sell bulk consumer data too?

Yes. For call centers, dialers, and email systems we build custom consumer lists filtered by age band, state, income, and more, with volume pricing. See the Bulk Data page.

Who am I buying from?

TheInsuranceLeads.com is operated by Versatile Reserve LLC, 30 N Gould St, Sheridan, WY 82801. Reach us any time at info@theinsuranceleads.com.

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